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HomeNewsHumana Health Insurance Review • Quotes, Policies & More

Humana Health Insurance Review • Quotes, Policies & More

Humana Well being Insurance coverage Rankings at a Look

Are you on the lookout for a medical health insurance firm that offers you the choices you want? Many healthcare suppliers provide medical health insurance plans that may match most individuals’s month-to-month premium budgets. Every medical health insurance supplier gives varied medical health insurance plans that present choices for individuals who need the most effective protection.

Maintain studying to find out about Humana’s medical health insurance plan with Benzinga’s Humana Well being Insurance coverage assessment.

Medicare benefit via Humana might be bought by individuals who qualify for Medicare. Three choices can be found: Humana HMO, Humana PPO and Humana indemnity plans. 

Dental and imaginative and prescient insurance coverage via Humana follows a three-tier kind of protection: Dental Financial savings Plus, Preventive Worth and Dental Preventive Plus. The abstract of the prices and advantages of every coverage is beneath.

  • Dental Financial savings Plus: no deductible, no annual most and a month-to-month premium of $7.99.
  • Preventive Worth: features a $50 deductible, yearly limitless most and a month-to-month premium of $17.99. 
  • Dental Preventive Plus: requires a $50 deductible, an annual most of $1,000 and a month-to-month premium of $20.99. 

The principle distinction between these insurance policies is the supplier networks. Dental Financial savings Plus might be the most affordable coverage amongst Humana’s choices. It can present reductions for those who go to in-network dentists. Preventive Worth and Preventative Plus provide extra flexibility for networks.  They provide important preventative care and medical companies to policyholders.

Should you want imaginative and prescient insurance coverage, you should buy protection via Humana. Humana imaginative and prescient insurance coverage assists you in paying for companies like routine eye exams, contact lenses and frames. Just one plan is accessible: the Imaginative and prescient Focus Plan. This coverage’s month-to-month premium is $14.99 with a one-time enrollment price of $35. 

Gives well being upkeep group (HMO)? Sure
Gives most well-liked supplier group (PPO)? Sure
Gives unique supplier group (EPO)? Sure
Gives level of service (POS)? Sure 

With $0 month-to-month premiums, Humana Gold Plus HMO plans are reasonably priced. They provide extra advantages than unique Medicare and supply safety of most annual out-of-pocket bills. All HMO plans embrace protection for pharmaceuticals, a broad community of suppliers, dental advantages, imaginative and prescient advantages and listening to advantages. Information means that roughly 60% of all Medicare Benefit plan members select HMO plans.

Humana’s PPO plans make for reasonably priced medical health insurance as a result of they supply reasonably priced premiums and deductibles, potential Half B premium financial savings, over-the-counter allowance and an annual most out-of-pocket price safety. Humana PPO plans provide copayments and coinsurance with clear costs to make it simpler to handle your healthcare prices. One vital facet of a PPO is that these plans don’t require referrals for any service.

As a result of Humana gives a variety of choices, it receives a score of 4 stars on a 5-star scale. Lots of Humana’s constructive opinions spotlight satisfaction with claims, wholesome incentives, satisfaction with supplier networks and nice customer support experiences.  

Among the most influential score organizations rank Humana among the many high insurers. It obtained an A- score via AM Finest Ranking. The desk beneath shows Humana’s rankings throughout varied score corporations. 

One approach to distinguish Humana from its rivals is by wanting on the firm’s awards and recognitions. Human’s honors embrace the Dorland Well being Award for distinctive companies within the Medicare Benefit class for purchasers older than 65.

Humana additionally obtained the J.D. Powers and Associates award for highest member satisfaction amongst business well being plans in Texas, North Carolina, South Carolina and Georgia. 

General, Humana struggles within the customer support space. Whereas the nice outweighs the unhealthy, Humana ought to take into account this an space that wants enchancment.

BBB Ranking A+
AM Finest Ranking A-
NAIC Grievance Index N/A
Moody’s Ranking A3
J.D. Energy Ranking N/A

The Humana Financial savings Heart hyperlinks members to well being and wellness reductions. Humana’s pricing is dependent upon the insurer’s age and score, just like Medigap plans from various insurers. For a 35-year-old nonsmoking feminine, the common month-to-month price may be wherever between $300 and $500. Due to its cheap costs, the corporate earns 4 out of 5 stars.  

Most Annual out of Pocket $4,679
Minimal Deductible $1,400

Humana members have entry to the net MyHumana portal both over the web or on the corporate’s app. The apps permits clients to pay premiums, find medical doctors and discover extra info equivalent to a information to drug costs.

Humana additionally gives members unique entry to its Go365 wellness program. The target is to assist members save on month-to-month medical health insurance premiums.

The Humana app means that you can handle your healthcare. You may assessment your protection, test claims, view your Humana ID card and discover in-network suppliers with a number of clicks. You may obtain the MyHumana app via Apple’s App Retailer or get it on Google Play. 

The Go365 app enables you to observe your progress and helps you keep motivated. Should you put money into a coverage that features Go365, you may earn rewards by finishing eligible, enjoyable and fascinating actions that may make it easier to attain your well being targets. The app is accessible via the App Retailer or Google Play.

The Go365 for Humana Wholesome Horizons makes it simple to:

  • Interact in wholesome actions
  • Get assist together with your well being targets
  • Earn rewards alongside the way in which

Lastly, the Humana Pharmacy cell app lets clients order prescriptions from wherever. You may request and refill medicine, set capsule reminders and test your order standing.

With so many various methods to entry Humana, its utility expertise receives 4 out of 5 stars. 

Humana vs Opponents

A few of Humana’s high rivals embrace Aetna Inc., CVS Well being Corp., Anthem Inc., Cigna and UnitedHealth Group Inc.. Humana stands out as a result of it gives reasonably priced dental protection. Humana does very effectively financially, which reinforces its general status.

  • # of Healthcare Suppliers


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    securely via Blue Cross Blue Protect Well being Insurance coverage’s web site
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  • # of Healthcare Suppliers


  • # of Healthcare Suppliers


Strong monetary efficiency helps decide whether or not an insurance coverage firm can meet its obligations. Humana is financially steady, in keeping with Moody’s and AM Finest Rankings. Humana’s 50-plus years of expertise, along with its identify of recognition, offers shoppers loads of motive to belief in its financial stability. Humana’s general score is 4 out of 5 stars.

Steadily Requested Questions

Questions & Solutions


How can I handle my Humana plan and advantages?


Organising your account is an easy course of. When you do this, you may handle your plan and advantages on-line. You have got easy accessibility to kinds like medical and pharmacy paperwork, making funds or checking fee particulars inside the app or on-line.  


Is Humana Insurance coverage owned by Walmart?


Sure, WAlmart bought Humana Insurance coverage in what could be its largest acquision to this point.


Is Humana the identical as Medicare?


No, Humana and Medicare will not be the identical. Humana is a personal insurance coverage firm that provides Medicare Benefit insurance coverage.

All In One 24x7
All In One 24x7http://allinone24x7.com
We launched allinone24x7.com at the end of 2022. Since the beginning, we have shared honest reviews intending to help consumers make informed purchasing decisions.
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