OneGuard Home Warranties Review – Benzinga

OneGuard® Residence Warranties, primarily based in Phoenix, Arizona, gives dwelling warranties for methods and home equipment in Texas, Nevada and Arizona. The corporate was based in 1990 and is a subsidiary of American Residence Defend (AHS). OneGuard® provides premium providers at reasonably priced costs and is accredited by the Higher Enterprise Bureau with an A+ score.

OneGuard® Residence Guarantee provides three plans: ApplianceGuard, SystemGuard and HomeGuard. Whereas ApplianceGuard and SystemGuard are self-explanatory, HomeGuard covers each your methods and home equipment. All plans provide further providers like pest-control therapy and window cleansing. Some exclusions apply.

ApplianceGuard Plan

ApplianceGuard covers the price for restore or substitute of your private home home equipment and big-ticket objects like your fridge or washer and dryer. ApplianceGuard is the primary and most reasonably priced of the plans. Objects coated underneath the ApplianceGuard plan embody:

• Dishwasher        
• Oven and range
• Constructed-in microwave 
• Rubbish disposal 
• Prompt scorching water dispenser 
• Yard upkeep 
• Trash compactor 
• Washer and dryer 
• Re-key and storage distant reprogram 
• Carpet cleansing 
• Window cleansing
• Dryer vent cleansing 
• Pest management 
• Termite therapy 
• Weed kill therapy 
• Pool upkeep 

SystemGuard Plan

The SystemGuard plan is a bit more expensive than ApplianceGuard as a result of it covers costlier objects akin to your A/C or heating system, plumbing and electrical methods. Objects coated underneath the SystemGuard plan embody:

• A/C system
• Heating system 
• Plumbing system 
• Plumbing stoppages 
• Water heater 
• Electrical system 
• Ceiling and exhaust followers 
• Central vacuum 
• Doorbells 
• Storage door opener 
• Permits and code upgrades 
• Tools disposal
• A/C and heating system tune-ups 
• Storage door tune-up service 
• Yard upkeep
• Smoke detectors
• Re-key and storage distant reprogram 
• Carpet cleansing 
• Window cleansing 
• Dryer vent cleansing 
• Pest management 
• Termite therapy 
• Weed-kill therapy 
• Pool upkeep 

HomeGuard Plan

HomeGuard is the costliest, but most complete plan. HomeGuard covers the whole lot ApplianceGuard and SystemGuard do. Objects coated underneath the HomeGuard plan embody:

• Dishwasher        
• Vary/oven/cooktop 
• Constructed-in microwave 
• Rubbish disposal 
• Prompt scorching water dispenser 
• Trash compactor 
• Washer and dryer
• Air con system
• Heating system 
• Plumbing system 
• Plumbing stoppages 
• Electrical system 
• Ceiling and exhaust followers 
• Central vacuum 
• Smoke detectors 
• Doorbells 
• Storage door opener 
• Permits and code upgrades 
• Tools disposal
• A/C and heating system tune-ups
• Water heater  
• Storage door tune-up service 
• Re-key and storage distant reprogram 
• Carpet cleansing 
• Window cleansing 
• Dryer vent cleansing 
• Pest management 
• Termite therapy 
• Weed-kill therapy 
• Pool upkeep 
• Yard upkeep 

Extra coverages embody:

• Sprinkler methods
• Extra dishwasher
• Pool and spa (built-in)
• Guesthouse
• Extra washer/dryer

OneGuard® dwelling guarantee protection is offered for householders residing in: 

• Single-family properties
• Townhouses
• Condos
• Duplexes
• Triplexes
• Fourplexes

Protection size for warranties is one yr. Premiums could be paid month-to-month or abruptly. Insurance policies could be canceled inside 30 days of signing for a full refund. Refunds are usually not accessible if the shopper has made a declare throughout the first 30 days. If the contract is canceled after 30 days, the shopper could obtain a prorated refund with an extra $50 administrative price.

What’s Not Coated

Whereas OneGuard® does cowl pre-existing situations, that doesn’t apply to recognized pre-existing situations. If your private home system or equipment is damaged on the time you signal your contract, don’t count on it to be coated. Different exclusions embody:

• Breakages from issues apart from regular put on and tear
• Pure disasters like fireplace and water harm (these are coated by your householders coverage)
• Beauty defects
• Misuse of a product as stipulated by the producer
• Routine upkeep for home equipment

There are particular person exclusions for dwelling upkeep objects. Test your contract for particulars.

OneGuard® for Actual Property Professionals

Oftentimes, actual property execs and residential sellers can fall by way of the cracks. For these cases specifically, OneGuard® provides actual property plans like its Vendor’s Protection and Licensed Pre-owned Residence Program. These plans embody:

• Licensed Pre-owned Residence Program: With this plan, sellers can have a mechanical inspection executed on the house.
• Vendor’s Protection: This plan provides as much as six months of safety for the vendor in the course of the itemizing.

Should you’re an actual property skilled, OneGuard® gives greater than 15 dwelling upkeep providers you possibly can provide your shopper. Benefits for actual property brokers embody:

• Assurance to householders that the methods and home equipment of their new properties shall be coated in case of breakdown
• Defending the agent’s repute each throughout and after the sale by sustaining that new dwelling properties will operate as marketed
• The information that each one the little issues are coated so the agent can give attention to promoting properties, not sustaining them

OneGuard® benefits for patrons embody:

• Understanding that your private home methods and main home equipment are coated in case of breakdown
• Quick service-response time by trusted contractors
• Award-winning OneGuard® providers accessible three hundred and sixty five days a yr

Benefits for sellers embody:

• Assurance to the customer that there shall be no surprises
• Reductions in each purchaser renegotiations and contract cancellations
• Safety from adverse points found throughout dwelling inspections

All OneGuard® dwelling guarantee plans include dwelling service and upkeep protection.

OneGuard® for service contractors

OneGuard® not solely provides one of many widest choices of providers for its clients however the best in service contractors as effectively. OneGuard® service contractors get advantages like:

• Authorised invoices in 10 days or much less
• Available service contractor managers in all states
• Fast response time to all questions

Contractors have to be licensed with a minimal $1 million normally legal responsibility insurance coverage. Proof of employees’ compensation insurance coverage is required if required by the state.

Common Restore, Alternative Prices

Methods like your air-conditioning unit can generally be so costly to restore, it’s higher to exchange it. Higher even than paying to exchange it, nonetheless, is having a house guarantee in place. For one thing like an A/C unit, or perhaps a dwelling heating system, the worth tag is often within the hundreds of {dollars}. Even repairing or changing smaller home equipment like a washer/dryer or oven can price you tons of of {dollars} at least.

OneGuard® Residence Guarantee provides 24/7 help by way of reside chat, e-mail or telephone. Clients can file claims both on-line or by telephone. The OneGuard® Residence Guarantee web site states it’s going to reply to your declare inside 4 hours. After you pay the $75 service price, a contractor shall be dispatched.

Even with all of the extras like dwelling upkeep and pre-existing situations protection, OneGuard® is amazingly reasonably priced. Annual contracts for the plans begin at:

ApplianceGuard: $30 per thirty days

SystemGuard: $44 per thirty days

HomeGuard: $56 per thirty days

Clients should pay a $75 service price when making a declare, however that’s an business commonplace.

Like different dwelling guarantee firms, OneGuard® provides each system guarantee and equipment guarantee providers. This implies if any of your coated dwelling home equipment or methods break down, assistance is on the best way. What OneGuard® provides that many different firms don’t is a house upkeep plan. This implies avoiding pricey breakdowns earlier than they even occur. All OneGuard® dwelling guarantee plans embody entry to a number of dwelling upkeep providers akin to:

• A/C and heating system tune-ups
• Re-key providers
• Carpet cleansing
• Ceiling fan and light-weight fixture set up
• Storage door opener tune-ups

OneGuard® focuses on dwelling providers and preventative upkeep for its clients.

The OneGuard® web site makes the person expertise for each potential and current clients a breeze. Should you’re nonetheless buying round for a house guarantee, the OneGuard® web site is as informative as it’s straightforward to observe. Every little thing from dwelling upkeep providers to plans for actual property professionals is roofed in concise but complete element. Should you’re nonetheless questioning whether or not dwelling guarantee protection is for you, you received’t be after pursuing the OneGuard® web site. Prompt quotes can be found.

For current clients, making claims is straightforward. The method of submitting your declare is so simple as filling out a couple of brief questions on the corporate’s Request Service kind or calling them by telephone.  Discovering your account govt is as straightforward as looking out by ZIP code, and for contractors, OneGuard® makes the appliance course of each informative and simple.

OneGuard® Residence Guarantee Versus Rivals

OneGuard® provides comparable system and equipment protection to its opponents. Not like a lot of the competitors, nonetheless, OneGuard® proves robust in upkeep and providers. The OneGuard® dwelling upkeep service not solely prevents methods and home equipment from breaking down, it provides added bonuses like a ceiling fan and light-weight fixture set up.

When in comparison with its sister firm, American Residence Defend (AHS), OneGuard® provides extra dwelling upkeep providers. AHS provides a extra outstanding technician community and operates in each state besides Alaska, whereas OneGuard® operates in simply 3 states.

General, OneGuard® is among the greatest dwelling guarantee firms on the market. The corporate focuses not solely on fixing what’s damaged but in addition stopping the breakage from occurring within the first place. Service plans even go as far as putting in explicit objects like lights and ceiling followers.

Despite the fact that OneGuard® charges 5 stars throughout the board in all of the aforementioned classes, it will get simply 4.5 stars total due to one downside: It’s solely accessible in three states. Though nonetheless a small and rising firm, OneGuard® provides a few of the greatest and most complete providers on the market. In time, geographical protection is certain to increase.

Ceaselessly Requested Questions

Who owns OneGuard® Residence Guarantee?

OneGuard® Residence Guarantee is owned by American Residence Defend (AHS), one of many oldest and largest dwelling guarantee service firms within the enterprise. AHS acquired OneGuard® in 2016.

Are dwelling warranties a one-time fee?

Residence guarantee contracts are usually drawn up for a interval of 1 yr. Whereas most clients make month-to-month premiums, fee for the entire yr is accepted. In some circumstances, firms will even low cost for annual prepayment.